A Great Legal Story…Totally True!

BEST LAWYER / INSURANCE STORY OF THE YEAR, DECADE, AND POSSIBLY THE CENTURY.

This took place in Charlotte North Carolina.

A lawyer purchased a box of very rare expensive cigars, and then insured them against, among other things, fire. Within a month, having smoked his entire stockpile of these great cigars, the lawyer filed a claim against the insurance company.


In his claim, the lawyer stated the cigars were lost in a series of small fires.’ The insurance company refused to pay, citing the obvious reason that the man had consumed the cigars in the normal fashion.
The lawyer sued and WON!


Stay with me.
Delivering the ruling, the judge agreed with the insurance company that the claim was frivolous. The judge stated nevertheless, that the lawyer held a policy from the company, in which it had warranted that the cigars were insurable and also guaranteed that it would insure them against fire, without defining what is considered to be unacceptable ‘fire’ and was obligated to pay the claim.


Rather than endure lengthy and costly appeal process, the insurance company accepted the ruling and paid $15,000 to the lawyer for his loss of the cigars that perished in the ‘fires’.


NOW FOR THE BEST PART…
After the lawyer cashed the check, the insurance company had him arrested on 24 counts of
ARSON!!! With his own insurance claim and testimony from the previous case being used against him, the lawyer was convicted of intentionally burning his insured property and was sentenced to 24 months in jail and a $24,000 fine.

This true story won First Place in last year’s Criminal Lawyers Award Contest.


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4 Comments

  1. penlan
    Posted May 8, 2009 at 11:55 am | Permalink

    LOL – good one!!!

  2. Anonymous
    Posted May 8, 2009 at 11:56 am | Permalink

    “Totally True”

    Actually, totally not. This one was on TV not long ago and revealed as an urban legend.

    http://www.snopes.com/crime/clever/cigarson.asp

    …this comment courtesy of your friendly neighbourhood nitpicker. 🙂

  3. sassy
    Posted May 8, 2009 at 12:33 pm | Permalink

    Truth or legend, it’s very funny. Thanks for the morning chuckle.

  4. Mike Barr
    Posted May 9, 2009 at 9:49 pm | Permalink

    Good laugh, but about as truthful as any words out of Ron Fraser’s mouth…


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